Now that we have our credit in order, and you are comfortable with how much home you can afford, lets get you pre-approved for a mortgage loan. You can make an appointment with a local lender, or go online. When you apply for a mortgage, you will need the following: Two most recent pay stubs W-2s […]

Do you have a steady job and not a lot of assets?  Another type of First Time Home Buyers loan program is called the Northern Communities Land Trust (NCLT).  It’s an opportunity to buy a home completely renovated without the stress of thinking you need a roof replacement or a new furnace within a month or […]

  Since our last discussion on first time home buyer financing, I will be sharing with you one of the various financing options available called the Champ Loan. I’ve worked with many buyers and sellers for this program and it has worked well for them.  It’s a program with less down for the buyer and no […]